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Cadillac Car Loans & Auto Financing



Whether you have good credit or bad credit, at Don Massey Cadillac Plymouth we have the right Cadillac Finance options to fit your budget. Our Cadillac auto loan specialists are here to answer any questions you may have during the finance application process and will help you select the Cadillac Financing that's just right for you. Don Massey Cadillac Plymouth is proud to provide expert Cadillac Service and stands ready to help you with all your Cadillac Car needs in the Plymouth, Michigan Area. Our friendly, experienced staff will be happy to help you with your finance needs.

Questions? Call Terri Preville or Greg Wills at 800-820-6904.

FREQUENTLY ASKED QUESTIONS

1. What is traditional financing?

Traditional financing is an installment sale transaction between you and your dealer whereby you agree to pay the amount financed, plus an agreed upon finance charge, over a period of time.

2. How do you know if traditional financing is right for you?

Generally, if you plan to drive your vehicle for more than just a few years, you consistently drive well over 15,000 miles per year, you subject your vehicles to rough treatment, you plan to alter the vehicle's appearance, or you feel more comfortable with the idea of owning a vehicle, traditional financing is probably a better option for you.

3. How does traditional financing compare to leasing?

Leasing is a financing option that lets you pay for the portion of a vehicle you expect to use over a specified term, plus a rent charge, taxes and fees. If you purchase the vehicle using traditional financing, your monthly payments will be based on the entire value of the vehicle, plus a finance charge, and you will own the vehicle at the end of your financing term. However, if you lease the same vehicle, your monthly payments will be based on the amount of the vehicle you expect to "use up" over the lease term, plus a rent charge, taxes and fees. With leasing, you can get affordable monthly payments, a new vehicle more often, more vehicle for the money, and no resale or trade-in hassles. Keep in mind, with leasing you do not own the vehicle, you return it to your dealer at lease end unless you choose to exercise the purchase option as defined in your lease agreement.

4. Are extended warranties available?

Absolutely. There are a wide variety of warranties available including variances in miles, terms, deductions, etc... Click here to find out details about your specific situation and vehicle.

Detroit Area Car Loans - Don Massey Cadillac Plymouth

The Don Massey Cadillac Plymouth finance center works with many area lending sources to offer customized car loans and leases. This means we are able to provide you with a great low rate on your new or used car loans in greater Detroit, even if you have less than perfect credit.

If you're thinking about getting a new Cadillac, or a used car in Detroit, come down to Don Massey Cadillac Plymouth at 40475 Ann Arbor Road, Plymouth, MI 48170. We'll get you a the vehicle you want, at a great price, and smoothly guide you through the financing process.

If you would like to start the process of getting car loans in Detroit right away, we suggest you start by understanding your budgeting options. You can find your estimated monthly loan payments by using our online payment estimator; and you can apply for financing with our secure online finance application.

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Contact Information

Contact Information

Don Massey Cadillac Plymouth

40475 Ann Arbor Road

Plymouth, MI 48170
sales Sales:
800-820-6904
phone2 Service:
800-248-9668
phone3 Parts:
800-248-9668

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Business Manager
    Terri Preville
 800-820-6904